THE REBEL WHO OUTSMARTED WALL STREET—THEN GAVE AWAY THE CODE

By Forbes ContributorWall Street never saw him coming—because Joseph Plazo never played by its rules.Quezon City, Philippines — Ten years ago, Joseph Plazo sat under flickering candlelight, debugging neural nets while the city powered down.The laptop was old. The electricity, unstable. But his resolve didn’t flicker.He built, in obscurity, a

By Forbes ContributorHe wasn’t from the finance elite. That’s how he beat them all.In a hot Quezon City apartment, with fans off and lights out, Joseph Plazo kept coding—driven by vision alone.His gear was outdated. His ambition wasn’t.He was coding a tool the world hadn’t asked for—an algorithm that could feel panic before it showed up